October 8, 2015

Disclaimer

Last Update: May 25, 2018

Welcome to EXFINSIS Disclaimer!

This website is owned and its services are provided by Diego Fernandez Garcia. He is based in Madrid, Spain (European Union). If you have any questions, please Contact Him.

1. Content Objective

His online courses, lectures, tutorials and eBooks have an educational and informational purpose and do not constitute any type of forecasting, business, trading or investment advice. All of his content is presented with no explicit or implicit guarantees of exactness or completeness.

2. Investment Risk and Uncertainty

His content and conclusions are based on hypothetical historical back-testing and not real trading with the possibility of future outlier not previously observed within these time series. Past performance does not guarantee future returns. Investment risk and uncertainty can possibly lead to its total loss for unleveraged products and even larger for leveraged ones.

3. Responsibility Disclaimer

He is not responsible for any damages caused by using his content for forecasting, business, trading or investment decisions and transfers all this responsibility to you exclusively. He recommends you do your own due-diligence based on several scenarios, assumptions and consult a certified professional or certified financial advisor before taking any forecasting, business, trading or investment decision.

4. Indexes and Strategies

He does not endorse any particular index or strategy. He also does not recommend any particular asset allocation strategy or portfolio composition by other investment managers. All of these are only used for hypothetical historical calculations and benchmarking.

5. Investment Vehicles

He does not endorse any particular investment vehicle such mutual funds, exchange traded funds, exchange traded notes, among others. Some are from recent inception and have not been exposed to a major market correction. Investment vehicles have risk considerations such as liquidity, tracking error, replicating index unpredictability, note issuer credit risk, among others. He recommends you do your own due-diligence and consult a certified financial advisor before taking any investment vehicles related trading or investment decision.

6. Futures and Options

Futures and options trading strategies have high risk considerations such as potential loss amplification due to product explicit leverage or futures and options implicit leverage, among others. Leverage can possibly lead to losses considerably greater than original investment. These trading strategies are only suitable for accredited or sophisticated investors with experience in financial derivatives as part of a well-diversified portfolio. He recommends you do your own due-diligence regarding proportion of portfolio to allocate and consult a certified financial advisor before taking any futures or options related trading or investment decision.